Archive for February, 2008

Delinquent Homeowners Get a New “Lifeline”

..The new program dubbed Project Lifeline extends earlier Hope NOW efforts to include those who are seriously delinquent whether their problems are with subprime, Alt A or prime loans and will
even assist those in foreclosure with second mortgages or home equity lines.

…The hotline is now handling over 4,000 calls a day, up from 625 at its start, and…

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“Foreclosure Avalanche” Prompts Servicer Survey

In a conference call/press conference on Thursday, the Conference of State Bank Supervisors (CSBS) released its first report on loss mitigation efforts as reported by 13 major residential mortgage servicers.

Iowa Attorney General Tom Miller explained that the report grew out of a concern dating back to last summer that the nation was facing a “foreclosure avalanche.”

The first report did contain some interesting findings

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Mortgage Rates Reclaim Last Week’s Declines

It was nice while it lasted but mortgage
rates
last week reversed a four week downward trend and made up much
of the ground they lost a week earlier. However, they still remained well
below where they were at the end of 2007 when the four-week slide
began.

The volume of mortgage applications reported by
survey respondents continues to be much stronger than…

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Low Long-Term Mortgage Rates Attract Home Buyers

The Mortgage Bankers Association (MBA) announced the number of consumers applying for a mortgage to purchase a home jumped 12 percent in the past week.

Many Mortgage Delinquents Still Unaware There Is Help

Freddie Mac has released a survey done in cooperation with Roper
Public Affairs and Media, a leading international market research firm
that shows 57 percent of borrowers who are behind in
their payments are unaware that their lenders may be able to offer them
workout options.

The study concludes that mortgage servicers can do
several things to improve communication and possibly debt resolution with
their borrowers:

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